A person or entity to whom money is owed.
In financial and accounting terms, a creditor is an entity to whom money is owed. In crypto accounting, a creditor could be a crypto lender or a participant in a DeFi lending protocol who is owed repayments.
In finance, a creditor is an entity (can be a bank, company, or individual) that lends money or provides credit to another entity, known as a debtor. This often occurs in the form of a loan. The debtor is then obligated to repay the money, usually with interest, at a future date as stipulated in the terms of the agreement. In the context of crypto accounting, a creditor can also refer to a party that lends cryptocurrency to another party.